Disclaimer - Terms and Conditions

The following terms and conditions apply to all visitors to or users of this Web Site. By accessing this Web Site, user acknowledges acceptance of these terms and conditions and agrees to be bound by such terms and conditions. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com reserve the right to change these terms and conditions from time to time at their sole discretion. In the case of any violation of these terms and conditions, Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com reserve the right to seek all remedies available by law and in equity for such violations. These terms and conditions apply to all visits to the Effective-Positive-Thinking.com Web Site as well as to all purchases of any of Effective-Positive-Thinking.com's products and services, both now and in the future.

1. Copyright. The entire contents of this Web Site and any products purchased from this Web Site are copyrighted under the United States copyright laws. The owner of the copyright is Suzanne Glover. Except as specifically permitted herein, no portion of the information on this Web Site may be reproduced in any form, or by any means, without prior written permission from Suzanne Glover. You may print and download portions of material which have been purchased from this Web Site solely for your own non-commercial use. You may make: (a) one machine readable copy, (b) one backup copy, and (c) one print copy of any portion of material downloaded from this Web Site solely for your own non-commercial use. Any other copying, redistribution, retransmission or publication of any downloaded material, is strictly prohibited without the express written consent of Suzanne Glover or any third party information provider to this Web Site. You agree not to change, remove, delete or obscure the copyright notice or other notices contained in any materials retrieved from this Web Site. You are not permitted to modify, distribute, publish, transmit or create derivative works of any material found on this site for any public or commercial purposes.

Notwithstanding the foregoing, to the extent this Web Site provides electronic commerce, such buying opportunities may be made available for group as well as personal purchasing, so long as you are authorized to make purchases on behalf of such group. You may not copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of this Web Site, except to the extent permitted above.

2. Intellectual Property Rights and Trademarks. Except as expressly provided in these Terms and Conditions, nothing contained herein shall be construed as conferring any license or right, by implication, estoppel or otherwise, under copyright or other intellectual property rights. The trademarks, logos, artwork, and service marks ("Marks") displayed on this Web Site are the property of Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover, Effective-Positive-Thinking.com or other third parties. You agree that the Content and Web Site are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws and that you are not permitted to use these Marks without the prior written consent of Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover, Effective-Positive-Thinking.com or such third party which may own the Mark.

3. Registration. Certain sections of this Web Site require you to register. If registration is requested, you agree to provide Effective-Positive-Thinking.com with accurate and complete registration information. It is your responsibility to inform Effective-Positive-Thinking.com of any changes to that information. Each registration is for a single individual only, unless specifically designated otherwise on the registration page.

4. Cookies. A cookie is a small data file that certain Web Sites write to your hard drive when you visit them. A cookie file can contain information such as a user ID that the site uses to track the pages you've visited, but the only personal information a cookie can contain is information you supply yourself. A cookie can't read data off your hard disk or read cookie files created by other sites. If you prefer not to receive cookies, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse all cookies by turning them off in your browser, but this Web Site may or may not function properly if all cookies have been disabled.

You also understand that Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com cannot and do not guarantee or warrant that files available for downloading through this Web Site will be free of infection or viruses, worms, Trojan horses or other code that manifest contaminating or destructive properties.

5. Errors and Corrections. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com do not represent or warrant that Effective-Positive-Thinking.com's products and services available through this Web Site or that this Web Site itself and its contents will be error-free, free of viruses or other harmful components, or that defects will be corrected or that its products, services or contents will always be accessible. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com do not warrant or represent that the products, services and content available through this Web Site will be correct, complete, accurate, timely, up-to-date or otherwise reliable. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com may make improvements and/or changes to this Web Site’s features, functionality or Content at any time.

6. Not Legal or Medical Advice. This Web Site's Content as well as the products and services available through this Web Site are not intended to be nor constitute legal, medical or psychiatric advice and no attorney-client or doctor-patient relationship is formed. Your use of Content on this Web Site, products and services purchased from this Web Site, and services or materials linked from this Web Site is at your own risk. All of Effective-Positive-Thinking.com's products carry specific disclaimers that they are not intended to diagnose medical conditions or replace medical advice and that you are using such products at your own risk and that Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com are not responsible for any harm or damage that may result from your use of such products.

7. General Disclaimer. Although Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com have attempted to provide accurate information on this Web Site, Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover nor Effective-Positive-Thinking.com assume any responsibility for the accuracy of the information. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover or Effective-Positive-Thinking.com may change the programs or products mentioned at any time without notice. Mention of non-Effective-Positive-Thinking.com products or services is for information purposes only and constitutes neither an endorsement nor a recommendation.

THIS WEB SITE, ITS CONTENT, PRODUCTS AND SERVICES ARE PROVIDED ON AN "AS IS, AS AVAILABLE" BASIS. SUZANNE GLOVER ENTERPRISES, INC., A CALIFORNIA CORPORATION, SUZANNE GLOVER AND EFFECTIVE-POSITIVE-THINKING.COM EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SUZANNE GLOVER ENTERPRISES, INC., A CALIFORNIA CORPORATION, SUZANNE GLOVER AND EFFECTIVE-POSITIVE-THINKING.COM DISCLAIM ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO (A) ANY ERRORS IN OR OMISSIONS FROM THIS WEB SITE AND THE CONTENT, PRODUCTS OR SERVICES, INCLUDING BUT NOT LIMITED TO TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS, (B) ANY THIRD PARTY WEB SITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEB SITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM, (C) THE UNAVAILABILITY OF THIS WEB SITE, THE CONTENT, OR ANY PORTION THEREOF, (D) YOUR USE OF THIS WEB SITE OR THE CONTENT,(E) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THIS WEB SITE OR THE CONTENT, OR (F) YOUR USE OF ANY PRODUCTS OR SERVICES PURCHASED THROUGH THIS WEB SITE.

8. LIMITATION OF LIABILITY. SUZANNE GLOVER ENTERPRISES, INC., A CALIFORNIA CORPORATION, SUZANNE GLOVER AND EFFECTIVE-POSITIVE-THINKING.COM SHALL NOT BE LIABLE FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM YOUR USE OF THIS WEB SITE, THE CONTENT, THE INTERACTIVE AREAS OF THIS WEB SITE, ANY FACTS OR OPINIONS APPEARING ON OR THROUGH AN INTERACTIVE AREA, OR FROM YOUR PURCHASE AND USE OF ANY PRODUCTS OR SERVICES FROM THIS WEB SITE. SUZANNE GLOVER ENTERPRISES, INC., A CALIFORNIA CORPORATION, SUZANNE GLOVER AND EFFECTIVE-POSITIVE-THINKING.COM SHALL NOT BE LIABLE FOR ANY SPECIAL, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES OF ANY KIND WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ATTORNEYS' FEES) IN ANY WAY DUE TO, RESULTING FROM, OR ARISING IN CONNECTION WITH THE USE OF OR INABILITY TO USE THIS WEB SITE, ITS CONTENT, PRODUCTS OR SERVICES.

9. Indemnification. You agree to indemnify, defend and hold harmless Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com, its officers, directors, employees, agents, licensors, suppliers and any third party information providers to this Web Site from and against all claims, losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms and Conditions by you.

10. Refund policy. If buyer is not satisfied with product and is within the terms of any guarantee given, buyer may request a refund within 30 days of purchase. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com's 30-day guarantee DOES NOT cover guaranteeing that buyer will experience the same results as advertised for each product or service as individual results vary according to individual application and is not under the control of Effective-Positive-Thinking.com. See our guarantee for refund details.

11. Third Party Rights. The provisions of paragraphs 7 (General Disclaimer), 8 (Limitation of Liability), and 9 (Indemnification) are for the benefit of Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com, and its officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Web Site. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its own behalf.

12. Products and Services Availability. Because international information is provided at this Web Site, not all products or programs mentioned will be available in your country.

13. Links to Third Party Sites. This Web Site may contain links to third party sites. Access to any other Internet site linked to this Web Site is at your own risk and Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com are not responsible for the accuracy or reliability of any information, data, opinions, advice, statements made, or any other content on these sites. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com provide these links merely as a convenience and the inclusion of such links does not imply an endorsement, nor do they reflect any beliefs of Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover or Effective-Positive-Thinking.com.

14. Access to Password Protected/Secure Areas. Access to and use of password protected and/or secure areas of this Web Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of this Web Site may be subject to prosecution.

15. Remedies for Violations. Suzanne Glover Enterprises, Inc., a California corporation, Suzanne Glover and Effective-Positive-Thinking.com reserve the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including but not limited to, the right to block access from a particular Internet address to this Web Site and its features.

16. Governing Law and Jurisdiction. These Terms and Conditions are governed by and construed in accordance with the laws of the State of California and any action arising out of or relating to these terms shall be filed only in state or federal courts located in California and you hereby consent and submit to the personal jurisdiction of such courts for the purpose of litigating any such action.

17. Privacy. Your use of this Web Site is subject to our privacy policy.

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